How to Wear Black Penny Loafers: Top 13 Outfit Ideas for Ladies

Today I am going to address a very interesting topic, which is how to style black penny loafers. The name suggests that they are slip-ons with penny heels. In fact, it’s just another name for the heeled loafers. I have no idea why they’re called penny loafers, but that sounds good and they certainly look good. With them, you can put together some very stylish and elegant looking outfits. To better show you how to style them, I have compiled a list of some of the best black penny loafer outfit ideas for you. Let’s dive right in.

Light blue chambray shirt with skinny jeans and black penny loafers

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Let’s start this list of cool outfit ideas with a simple outfit that is very easy to put on. To achieve this minimalist and stylish look, you can simply wear a light blue button down chambray shirt and a pair of high waisted black skinny jeans. Pair them with a pair of black penny loafers instead of just white sneakers to add more character to the look.

Gray ribbed chunky knit sweater with scarf and black penny loafers

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Now let’s look at a stylish and cozy layered outfit that will make you look serene and relaxed. For a top, you can simply wear a gray knit sweater over a gray longer t-shirt and let its hemline show. Pair them with a long gray knitted scarf, navy cuffed skinny jeans and a pair of black penny loafers to complete the look.

Black chunky sweater with mom jeans and penny loafers

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This is a very minimalist outfit that will make you look surprisingly attractive and approachable. To achieve this look, you can simply wear a black ribbed chunky sweater as a top. Team it with light blue cropped mom jeans. Pair them with black heeled loafers and a chic gray shoulder bag to complete the outfit in a clean and simple way.

Black felt hat with white blouse and high-rise denim miniskirt

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To pull off this slightly artistic and creative look, you’ll need the help of a black fedora. In detail, wear a white, short-sleeved, lace blouse with a black, high-rise, figure-hugging mini denim skirt. Pair these pieces with a black fedora and a pair of black penny loafers to add the artistic touch.

White relaxed fit half sleeve blouse with black ripped slim fit jeans and loafers

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To create this absolutely minimalistic outfit that looks very relaxing and refreshing, all you have to do is wear a white half sleeve blouse and a pair of black slim fit ripped ankle jeans. Add a white and black leather handbag and a pair of black penny loafers to look super chic.

Dark blue long wool coat with black cuffed jeans and penny suede loafers

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To look a little more mature and powerful, here is a dark outfit you might want to try, especially if you like power dressing. As a top, you can simply wear a gray scoop neck t-shirt and a dark blue wool coat. Pair them with cuffed black skinny jeans and black penny loafers to complete this stylish outfit.

Light blue chambray button down shirt and black jean mini shorts

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To look more youthful and approachable, wear mini shorts instead of jeans to show off your legs. In detail, you can wear a light blue chambray button down shirt and a pair of black flowy mini denim shorts for this special outfit. Pair them with black penny loafers to look a little more stylish and attractive.

White button down shirt, cuffed slim fit jeans and black loafers

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This is as easy as it gets for a smart business casual look. The outfit consists of a very typical combination of the white button down shirt and blue cuffed slim fit jeans. Now what makes the outfit unique and stylish is the pair of black loafers. You can add a black leather case to the mix to look even more professional.

White button down shirt with black collar and cuffed dark skinny jeans

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To achieve this stylish and casual outfit that you can wear both as a street outfit and as a business casual outfit, you can start with the white and black two-tone buttoned shirt, with the core part in white and the collar in black. Combine the shirt with dark blue skinny jeans with cuffs and black penny loafers.

White chunky knit sweater with black pencil skirt and penny loafers

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This is quite a cozy and minimal outfit to wear to work. Wear a white chunky knit crew neck sweater as a top. Pair it with a black knee length pencil skirt. Carry a soft leather large black handbag to look professional and elegant. Finally, complete the outfit with a pair of black penny loafers to look more stylish.

Black blazer with slim fit jeans and loafers

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To look stylish and somber, here’s an all-black outfit to wear every now and then to bring out the more serious side of your personality. As a top, you can simply wear a black t-shirt with a black fitted blazer jacket. Pair them with slightly cropped black slim fit jeans and black penny loafers to complete the look.

White cardigan and blue and white striped mini skater dress

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This is a very refreshing sky blue and white outfit that will make you look very attractive and approachable. In detail, to achieve this gorgeous layered look, you can wear a sky blue and white vertical striped mini skater dress with a gathered waist. Layer a white cardigan over it. Wear a pair of black penny loafers to add a little ruggedness to this girly outfit.

White crew neck sweater with blue denim shorts and black penny loafers

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To look sleek and refreshing, you can simply wear a white crew neck knit sweater and a pair of blue denim mini shorts. Pair them with a black leather small crossbody bag and a pair of black penny loafers to complete the outfit in a simple and stylish way.

I hope you enjoyed the black penny loafer outfit ideas I just shared with you. Try it out and see if these simple yet stylish outfits suit your character.